We are locally owned and operated. From application to closing everything is done locally - origination, processing and underwriting.   We are a mortgage banker, not a broker. This simply means that we make our own loans. We do not charge broker fees or do high cost loans.   We are an approved FHA, VA, REDC (Farmer's Home) and conventional lender. We have all the available government and conventional programs.

For INTEREST RATE PROTECTION while looking for your home, ask about my "LOCK AND SHOP" plan.

5 years in mortgage banking, over 35 years experience in the real estate and construction business. Call on me for your home loan, home refinance, second home purchase & refinance, rental investment & commercial investment purchase & refinance mortgage loans. Consultation in strictest confidence.

• Graduate REALTORS Institute - GRI designation
• Certified Residential Specialist - CRS designation
• Recipient - REALTOR of the Year, Fayetteville
  Association of Realtors
• Recipient - President's Award, Fayetteville
  Association of Realtors
• Recipient - Builder of the Year, Home Builder's
  Association of Fayetteville